Terms and Conditions of FinSavvy

Welcome to FinSavvy. By using our services, you agree to these Terms and Conditions.

1. Scope
We provide educational programs, digital templates, coaching, and community forums. Content is owned by FinSavvy.

2. Intellectual Property
You may not resell or modify our materials without permission.

3. User Responsibility
Keep your account access secure and use our services respectfully.

4. Limitations
Do not misuse the platform, spam the community, or try to exploit software tools.

5. Payments and Refunds
All purchases must be paid upfront unless stated otherwise. Refunds are available within 7 days of purchase for digital products, unless access has already been used. Subscription services may be canceled anytime, and refunds are processed case-by-case.

6. Warranty
We do not guarantee specific outcomes from our content.

7. Liability
We are not liable for indirect damages. Our liability is capped at the amount paid in the previous 3 months.

8. Jurisdiction
These terms follow the laws of the Republic of Singapore.

9. Updates
Terms may be revised. Continued use signifies agreement.

10. Contact
Write to us at [info@finsavvybest.com](mailto:info@finsavvybest.com) for any clarification.